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Medical Insurance
Health Insurance type
Term | Definition |
---|---|
Part A | Inpatient hospital stays, hospice, nursing home stays |
Part B | Outpatient hospital and doctor visits, DME |
Part C | Private companies can offer Medicare, cover Part A and Part B benefits |
Part D | Prescription Drugs |
Health Maintenance Organization (HMOs) | Require a member to select a primary care physician from a network of physicians contracted through the HMO. |
Preferred Provider Organization (PPO) | Member is not required to select a primary care physician, but instead may visit any physician contracted within the network |
TRICARE | Covers dependents of active-duty members, as well as retirees of the military. |
CHAMPVA | Government program which helps pay for medical costs of veterans and families of veterans who have been disabled while in service. |
Medicaid | A state run program designed for patients with low incomes |
Medicare | A federal program for patients over the age of 65, or those younger that have long-term disabilities. |