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3.05

TermDefinition
Consolidate to combine into a single overall account or set of account
cost attendance total amount it will cost you to go to school
deferment period postponement of payment on a loan allowed under certain conditions and during which interest does not accrue
expected family contribution an estimate of parents and student ability to contribute to post-secondary expenses
FAFSA the common name for the free application for federal student from prepared annually to determine eligibility for post-secondary financial aid
financial need the difference between the cost of attending a particular school and the expected family contribution
forbearance ability to stop or reduce loan payment for up to 12 months while interest is accruing
grant a tax-exempt financial aid that may be given for many purpose, not necessarily just for education
grace period period of time after a borrower graduates, leave schools or drops below half-time enrollment where they are not required to make certain federal loan payment
loan default failure to pay a loan according to the agreed upon term
loan service company that collects payment on a loan
net price the cost of attendance minus grant and scholarship
PIN four digit number used as an electronic
scholarship money awarded to students that does not have to be repaid and is based on academic
SAR a report that summaries responses made when completing the FAFSA form
subsidized loan a non need based loan form the federal government the interest
unsubsidized loan a non need based loan from the federal government the interest of which is paid for by the borrower
work study federal program that provide part time employment opportuntities for student
Created by: tim.xiong35
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