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Ch.18 mngmnt

QuestionAnswer
Installment Credit this is for sizable purchases
Revolving Credit combines features of a store credit card and installment credit
Debit Card immediately transfers money from checking
Smart card plastic card with an embedded microprocessor that can store a large amount of information
Character the measure of a persons sense of financial responsibility
Capacity a measure of earning power and reflects the persons potential to pay
Capital measure of the credit applicants current financial situation
Conditions an assessment of the economic environment
No-Fault Insurance Pays losses of its insured when an accident occurs
Health Insurance provides protection against the individuals health care
Disability Insurance offers payments to employees who are not able to work
Life Insurance provides protection against the loss of an individual
Liability Insurance provides protection against losses from injury to people or their property
Malpractice Insurance type of liability insurance that protects against financial loss
Bonding pays damages to people who's losses are caused by negligence
Created by: jtroush