Busy. Please wait.

show password
Forgot Password?

Don't have an account?  Sign up 

Username is available taken
show password


Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account.
We do not share your email address with others. It is only used to allow you to reset your password. For details read our Privacy Policy and Terms of Service.

Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.
Don't know
remaining cards
To flip the current card, click it or press the Spacebar key.  To move the current card to one of the three colored boxes, click on the box.  You may also press the UP ARROW key to move the card to the "Know" box, the DOWN ARROW key to move the card to the "Don't know" box, or the RIGHT ARROW key to move the card to the Remaining box.  You may also click on the card displayed in any of the three boxes to bring that card back to the center.

Pass complete!

"Know" box contains:
Time elapsed:
restart all cards
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how

Time and Money Mgt.

Post Test - Time and Money Mgt.

Time and Money Mgt.Answer
Wish Something desired that may or may not be realistic, and may or may not have action taken to make it come true.
Goal Something desired that is achievable, provides a reasonable, realistic opportunity for success, and action is being taken to make it a reality.
Short-Term Goals Goals to be accomplished soon within hours or days. They tend to be clearly defined and identified, and have a single purpose. They are often a series of smaller steps taken on the way to achieving long-term goals.
Long-Term Goals Goals to be accomplished later, within a year or two. They tend to be larger tasks, more general and more abstract. They are often the overall result of a series of smaller, calculated steps.
Time Management An important organizational skill that involves organizing your day to accomplish things that need to be done.
Fixed Expenses Expenses that occur regularly and stay the same or nearly the same each month. Examples include rent, house, or loan payments, insurance, or property taxes.
Gross Pay The total amount earned for a pay period before any deductions are subtracted from a paycheck.
Net Pay A Paycheck's gross pay minus all deductions. Referred to as "take home" pay.
Credit The supplying of money, good, or services in exchange for the promise of fure payment by the consumer.
Flexible Expenses Expenses that vary both in amount and frequency of occurence. Examples: food, clothing, utilities, transporatation, entertainment, medical care.
The following statements are true of a goal. It has to be within your power to make it happen. It must be clearly defined. it has to be important to you.
Your goals should develop from your _____. values
The following are steps in the decision making process. identify the problem, evaluate the decision, choose the best alternative
"A" tasks are those that_____. must be done soon
Money managers advise that you place ____ of your monthly take home income in a savings account. 5%
The following are examples of periodic expenses. car insurance, tuition, charity donation
A restrictive endorsement _______. states what is to be done with the check
Revolving charge accounts _____. do not have to be paid in full each month
The following are necessary to complete a budget. figure your monthly income, consider short and long-term goals, estimate your total expenses
Debit cards allow consumers to_____. withdraw money from thier checking accounts
Created by: SCullum