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Financial Literacy
Question | Answer |
---|---|
The first section of a spending plan is..? | Income |
Do not ever provide info in the ___ of an e-mail or in an ____ that contains personal info | Body:attachment |
The best way to limit their access to your info is to ___ everything | shred |
identity theft can...? | ruin your credit |
It is recommended you carry one for purchases you make in ___ and have a separate card for ___ purchases | person : online |
what should you do when you find out you have been a victim of identity theft? | contact all banks and credit card companies and tell them what has happened |
a short-term goal is a goal you want to achieve in less than __ months time | 12 |
An intermediate goal is one you want to achieve in more than 12 months but less than __ years | 5 |
a long term goal is one you want to achieve in more than 5 years and possibly up to ___ years | 35 |
What 3 things should you keep in mind when choosing a bank | convenience, service, and cost |
a ___________ is one of the most widely recognized of the banking institutions because they have been so well known throughout the years | commercial bank |
What is a virtual bank? | they do not have physical locations you are able to walk into and do your banking |
each time you use a debit card, the money is taken from your account almost___ | immediatly |
banks make their money by charging _____ | fees |
ask a customer service representative to make sure there are no ___ fees | hidden |
bank statements are provided to give a customer a ______ of what their account activity has been during a specific time period | snapshot |