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Idenity Theft Terms

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Term
Definition
spyware   software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive  
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dumpster diving   the practice of raiding dumpsters to find discarded items that are still useful, can be recycled, and have value  
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firewall   a part of a computer system or network that is designed to block unauthorized access while permitting outward communication  
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forgery   the action of forging or producing a copy of a document, signature, banknote, or work of art  
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fraud   wrongful or criminal deception intended to result in financial or personal gain  
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identity theft   the fraudulent acquisition and use of a person's private identifying information, usually for financial gain  
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peer-to-peer (P2P)   decentralized communications model in which each party has the same capabilities and either party can initiate a communication session.  
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phishing   the activity of defrauding an online account holder of financial information by posing as a legitimate company  
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shoulder surfing   the practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information  
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snailmail   the ordinary postal system as opposed to e-mail  
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scams   a dishonest scheme; fraud  
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anti-virus software (AV)   computer software used to prevent, detect and remove malicious software, originally developed to detect and remove computer viruses  
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better business bureau   a nationwide system of local organizations, supported by business, whose function is to receive and investigate customer complaints of dishonest business practices  
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federal trade commission   a federal agency that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace  
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equifax   credit report bureaus that review, reports, and maintains consumer credit files. offers credit monitoring, 3-in-1 credit reports, identity theft insurance, and credit alerts  
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transunion   the company maintains its own database of consumer credit files that other institutions and consumers use to monitor their credit reports  
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experian   company's main focus is to provide consumers with the tools necessary to maintain and improve their credit worthiness, so that they can secure their financial freedom  
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internal revenue service (IRS)   government agency that is responsible for the collection and enforcement of taxes  
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solicitations   the act of requesting money  
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spam   irrelevant or inappropriate messages sent on the Internet to a large number of recipients  
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Created by: ksno