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spyware
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dumpster diving
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Idenity Theft Terms
| Term | Definition |
|---|---|
| spyware | software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive |
| dumpster diving | the practice of raiding dumpsters to find discarded items that are still useful, can be recycled, and have value |
| firewall | a part of a computer system or network that is designed to block unauthorized access while permitting outward communication |
| forgery | the action of forging or producing a copy of a document, signature, banknote, or work of art |
| fraud | wrongful or criminal deception intended to result in financial or personal gain |
| identity theft | the fraudulent acquisition and use of a person's private identifying information, usually for financial gain |
| peer-to-peer (P2P) | decentralized communications model in which each party has the same capabilities and either party can initiate a communication session. |
| phishing | the activity of defrauding an online account holder of financial information by posing as a legitimate company |
| shoulder surfing | the practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information |
| snailmail | the ordinary postal system as opposed to e-mail |
| scams | a dishonest scheme; fraud |
| anti-virus software (AV) | computer software used to prevent, detect and remove malicious software, originally developed to detect and remove computer viruses |
| better business bureau | a nationwide system of local organizations, supported by business, whose function is to receive and investigate customer complaints of dishonest business practices |
| federal trade commission | a federal agency that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace |
| equifax | credit report bureaus that review, reports, and maintains consumer credit files. offers credit monitoring, 3-in-1 credit reports, identity theft insurance, and credit alerts |
| transunion | the company maintains its own database of consumer credit files that other institutions and consumers use to monitor their credit reports |
| experian | company's main focus is to provide consumers with the tools necessary to maintain and improve their credit worthiness, so that they can secure their financial freedom |
| internal revenue service (IRS) | government agency that is responsible for the collection and enforcement of taxes |
| solicitations | the act of requesting money |
| spam | irrelevant or inappropriate messages sent on the Internet to a large number of recipients |
Created by:
ksno