Busy. Please wait.
Log in with Clever

show password
Forgot Password?

Don't have an account?  Sign up 
Sign up using Clever

Username is available taken
show password

Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account.
Your email address is only used to allow you to reset your password. See our Privacy Policy and Terms of Service.

Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.
Didn't know it?
click below
Knew it?
click below
Don't Know
Remaining cards (0)
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how

chapter 20

fair housing and ethical practices

Americans with Disabilities Act (ADA) A Federal Act that facilitates accessibility and mobility by ramp construction, safety rails, wider doors, and other accommodations.
blockbusting or Panic Peddling The act of encouraging people to sell or rent their homes by claiming that the entry of a protected class will have a negative impact on property values.
Channeling The illegal practice of channeling homes seekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live.
Civil Rights Act of 1866 Federal Act that prohibited any type of discrimination based on race in the sale or rental of real property.
Code of ethics A written system of standards for ethical conduct.
Department of Housing and Urban Development (HUD) A federal cabinet dept. active in national housing programs; offers programs such h as urban renewal, public housing, model cities, rehabilitation loans, FHA subsidies, fair housing enforcement
Equal Credit Opportunity Act (ECOA) Prohibits creditors from discrimination on the basis of race, color, religion, national origin, sex, marital status, age, and receipt of public assistance.
Federal Fair Housing Act Federal law that prohibits discrimination based on familial status, race, sex, handicap, color, religion, national origin. (FRESH CORN)
North carolina fair housing act of 1983 similar prohibitions to federal fair housing law. Differs by not exempting owners who are selling their own property, and it does exempt the rental in a 1 to 4– unit residential building if the owner or owner’s family members lives in one of the units.
North Carolina human Relations Commission The first place to file a complaint by those who have been injured by discriminatory housing acts.
Office of Fair Housing and Equal Opportunity (OFHEO) Administers the Federal Fair Housing Act under the direction of the Secretary of HUD.
Panic peddling The illegal practice of inducing homeowners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular protected class into the neighborhood.
Redlining Illegal practice by lending institutions to deny or discourage loan application in an area based on its racial composition or deterioration.
Steering The channeling of homeowners to particular neighborhoods based on the presence or absence of a protected class.
Created by: whitwill
Popular Real Estate sets




Use these flashcards to help memorize information. Look at the large card and try to recall what is on the other side. Then click the card to flip it. If you knew the answer, click the green Know box. Otherwise, click the red Don't know box.

When you've placed seven or more cards in the Don't know box, click "retry" to try those cards again.

If you've accidentally put the card in the wrong box, just click on the card to take it out of the box.

You can also use your keyboard to move the cards as follows:

If you are logged in to your account, this website will remember which cards you know and don't know so that they are in the same box the next time you log in.

When you need a break, try one of the other activities listed below the flashcards like Matching, Snowman, or Hungry Bug. Although it may feel like you're playing a game, your brain is still making more connections with the information to help you out.

To see how well you know the information, try the Quiz or Test activity.

Pass complete!
"Know" box contains:
Time elapsed:
restart all cards