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theroymod 110 wk4
Question | Answer |
---|---|
Disability income policies do not provide medical expense benefits | True |
Benefits for medical expenses are provided through disability income insurance | False |
Disability income insurance provides benefits for work related disability | False |
The definition of a total disability varies from policy to policy because there is no standard definition | True |
Temporary disability exists when an illness or injury prevents a person from performing one or more of the functions of his regular job | True |
When an employer provides disability income insurance and the employee leaves the company the insurance terminates unless the employee is disabled | True |
Medical requirements are the same for both SSDI and SSI programs | False |
Disabled worker's younger than 65 years of age are eligble for SSDI | True |
No prior employment is necessary for SSDI eligibilty | True |
For people trying to qualify for SSDI or SSI determination is made by the physician | False |
The civil service retirement system (CSRS) is a program that combines federal disability and social security disability | True |
For patients receiving VA medical care, travel expenses to and from the facility are a benefit | False |
If a state has state disability insurance all types of workers are covered | False |
Nonindustrial disability insurance programs exist in only five states and Puerto Rico | True |
After a state disability claim is approved basic benefits become payable with the eighth day of disability or the third day of hospital confinement whichever comes first | True |
A reason for denial of disability income benefits is insufficient medical information | True |
California allows for state disability benfits in a normal routine pregancy | False |
One of the most important items on a state disability claim form is the claimant's social security number | False |
disability income insurance is available from | Private insurance companies |
Coverage that provides a specific monthly or weekly income when a person is unable to work because of an illness or injury is known as | Supplemental insurance |
The maximum amount of time for which benefits will be paid to the injured or ill person for a disability is called the | Benefit period |
Residual benfits pay a | Partial benefit when the insured is not totally disabled |