click below
click below
Normal Size Small Size show me how
Fair Housing Law
Terms and Questions from Ch. 4 of Michigan RE Test Book
Question | Answer |
---|---|
What was/is the purpose of the Civil Rights Act of 1866? | Gave rights based on race and color to inherit, buy, sell, rent, own, and convey real and personal property. |
What was/is the significance of the Shelley v. Kraemer case? | Restrictive covenants that prevent sale based on color or race are not enforceable because they are illegal. |
What was/is the significance of the Jones vs. Mayer case? | Upheld the Civil Rights act of 1866 to include private developments. |
What does the Fair Housing Act of 1968 prohibit? | Housing Discrimination based on race, color, religion, or national origin. |
What other prohibitions were addressed in the Fair Housing Amendments Act of 1988? | Further Housing Discrimination based on mental/physical handicap, and familial status. |
What is Blockbusting? | Persuading someone to sell or rent their by obtaining the listing by telling them people in any of the protected classes are moving into the neighborhood. |
What is Steering? | Directing a purchaser toward or away from a particular area so as not to change the ethnic or racial make-up. |
What is Redlining? | Refusing loans based on any protected status. |
What is Discriminatory Advertising? | Ads that show preference based on any protected class is illegal. |
What are the 4 exemptions to Fair Housing laws in terms of leasing or selling housing? | 1. Owner-occupant of 1-4 unit residential dwelling. 2. Owner of no more than 3 single-family dwellings 3. Religious organizations 4. Private clubs. |
What are any of the reasons exemptions will be revoked? | Use of Discriminatory Ads, Use of RE Broker or salesperson, is a salesperson or broker, has sold/rented more than 3 housing units. Owner of building with more than 4 units. |
What are the 3 ways a violation can be enforced? | 1. HUD administrative procedure(fines) 2. Aggrieved party can bring suit in federal court 3. US Attorney general can file suit |
What other protected classes are included with the Elliott-Larsen Civil Rights Act (1977) | Age and marital status |
When did sex become a protected class? | 1974 under and amendment to Housing and Community Development Act. |
What is the Michigan Civil Rights Commission? | Investigate discriminations of protected classes and secures equal protection of civil rights. |
What is the purpose of the Michigan Person' with Disabilities Act(1976)? | Protects a person with a physical/mental handicap from housing discrimination and the furnishing of facilities/services that would assist them. |
What does NFHA stand for and what is its purpose? | National Fair Housing Alliance private non-profit fair housing groups that have joied with federal and local governments to improve fair housing. |
What is the purpose of the Americans with Disabilities Act? | To specifically protect rights of individuals with disabilities. |