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Fair Housing Law

Terms and Questions from Ch. 4 of Michigan RE Test Book

QuestionAnswer
What was/is the purpose of the Civil Rights Act of 1866? Gave rights based on race and color to inherit, buy, sell, rent, own, and convey real and personal property.
What was/is the significance of the Shelley v. Kraemer case? Restrictive covenants that prevent sale based on color or race are not enforceable because they are illegal.
What was/is the significance of the Jones vs. Mayer case? Upheld the Civil Rights act of 1866 to include private developments.
What does the Fair Housing Act of 1968 prohibit? Housing Discrimination based on race, color, religion, or national origin.
What other prohibitions were addressed in the Fair Housing Amendments Act of 1988? Further Housing Discrimination based on mental/physical handicap, and familial status.
What is Blockbusting? Persuading someone to sell or rent their by obtaining the listing by telling them people in any of the protected classes are moving into the neighborhood.
What is Steering? Directing a purchaser toward or away from a particular area so as not to change the ethnic or racial make-up.
What is Redlining? Refusing loans based on any protected status.
What is Discriminatory Advertising? Ads that show preference based on any protected class is illegal.
What are the 4 exemptions to Fair Housing laws in terms of leasing or selling housing? 1. Owner-occupant of 1-4 unit residential dwelling. 2. Owner of no more than 3 single-family dwellings 3. Religious organizations 4. Private clubs.
What are any of the reasons exemptions will be revoked? Use of Discriminatory Ads, Use of RE Broker or salesperson, is a salesperson or broker, has sold/rented more than 3 housing units. Owner of building with more than 4 units.
What are the 3 ways a violation can be enforced? 1. HUD administrative procedure(fines) 2. Aggrieved party can bring suit in federal court 3. US Attorney general can file suit
What other protected classes are included with the Elliott-Larsen Civil Rights Act (1977) Age and marital status
When did sex become a protected class? 1974 under and amendment to Housing and Community Development Act.
What is the Michigan Civil Rights Commission? Investigate discriminations of protected classes and secures equal protection of civil rights.
What is the purpose of the Michigan Person' with Disabilities Act(1976)? Protects a person with a physical/mental handicap from housing discrimination and the furnishing of facilities/services that would assist them.
What does NFHA stand for and what is its purpose? National Fair Housing Alliance private non-profit fair housing groups that have joied with federal and local governments to improve fair housing.
What is the purpose of the Americans with Disabilities Act? To specifically protect rights of individuals with disabilities.
Created by: jenkij