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Insurance 15

QuestionAnswer
Which of these is considered to be a document that describes the critical segments of a life insurance policy? Policy summary
Maximum benefits refers to the upper limit of the total lifetime benefits the insurance company will pay
All of these are typically sources of underwriting information for life or health insurance EXCEPT Disclosure authorization response
An insurance company needs to obtain personal information from a third party concerning an applicant. Which law do all insurers and their producers need to comply with? Fair Credit Reporting Act
In what part of an insurance policy are policy benefits found? Declarations
Joanne has a $100,000 whole life policy with an accumulated $25,000 of cash value. She would like to borrow $15,000 against the cash value. Which of the following statements is TRUE? Net death benefit will be reduced if the loan is not repaid
The double indemnity provision in a life insurance policy pertains to an insured's death caused by a(n) accident
Life insurance policies will normally pay for losses arising from commercial aviation
Which of these is NOT considered to be a nonforfeiture option in a whole life insurance policy? Interest only
A life insurance policyowner was injured in an automobile accident which results in a total and permanent disability. Which rider would pay a monthly amount because of this disability? Disability income rider
An example of elective cosmetic surgery would be removing excess fat from an insured's waistline
Which of the following protects a policyowner from a misrepresentation caused by an innocent mistake? Incontestable clause
Created by: johnnywaldron71
 

 



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