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Insurance 6

QuestionAnswer
A policyowner has the option to change a beneficiary _____. at any time during the policy term
A group Disability Income plan that pays tax-free benefits to covered employees is considered fully contributory
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT insurance sales calls
What does the Group Life underwriting risk selection process help protect insurance companies from? Adverse selection
Legal purpose is a term used in contract law meaning there must be legal reasons for entering into the contract
An employer may qualify for health care tax credits through SHOP Marketplace if that employer has fewer than how many employees 25
An insurer has the right to recover payment made to the insured from the negligent party. These rights are called subrogation
All of the following are functions of an insuring clause EXCEPT Primarily describes the free-look period
Susan is insured through her Group Health Insurance plan and changed her coverage to an individual plan with the same insurer after her employment was terminated. This change is called a(n) conversion
Continued coverage under COBRA would be provided to all of the following EXCEPT: a covered employee is terminated for gross misconduct
An immediate annuity has been purchased with a single premium. When does the annuitant typically begin receiving benefit payments? 1 month
Created by: johnnywaldron71
 

 



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