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Stack #4670335
| Question | Answer |
|---|---|
| Career maturity | Using one’s career path to make an informed career decision |
| Career satisfaction | The pleasure that comes from working in a career that allows one to use his or her passions |
| Decision | making processoffers a way to plan carefully, based on th stps for problem solving |
| Monitort | keep track of the success of the career decisions |
| Self understanding | The true knowledge about onese |
| Action Plan | A list of steps to a goal |
| Backup plan | An alternative plan |
| Long-term goals | goals a person could expect to achieve in one or two years |
| Prriorities | The items of greatest importance on one’s shedule |
| Procrastination | delaying planning |
| Roadblocks | barriers that may may slow or stop the progressions of planning and time management |
| Self motivation | The determination to stay on the track and avoid distractions |
| Short term goals | goals a person could expect to achieve in less theen one year |
| Time wasters | The distraction that causes a person to lose track of time. |
| 601K | retirement saving with deferred taxes until the money in withdrawn later |
| 529 plan | educational investment account designed to help you prepay tuition or save for education |
| Budget | a spending and a saving plan |
| Certificate of deposit | short of long term interest bearing investments offered by banking institutions |
| Check | a written order to the bank to take out money from your account to pay a person or business |
| Checking account | a service provided by banking institutions to allow you to deposit and withdraw money |
| Checkbook register | space to track your checking account deposits and withdraws |
| Compounding interest | interest that is calculating on the balance addition deposits |
| Credit card debt | the amount you owe on credit cards that you cannot pay |
| Debit card | immediate deductions from your account |
| FDIC | federal insurance designed to protect your money |
| Financial plan | blueprint containting your personal goals, timeline for reaching your goals |
| Fixed expense | expenses that are the same amount each month |
| Income | the amount of money you earn |
| Insurance | coverage you can purchase to provide reimbursement |
| Investment | putting money into something with an expectation of a financial gain |
| IRA | overall term for a retirement plan with tax advantages |
| Needs | something that is necessary for you to live your life |
| Online banking | option for paying you bills over the internet |
| Savings account | a bank account that you can earn compounding intrest |
| Stocks | shares in a company |
| Tax shelter | investments designed to reduce the amount of taxesable income |
| Variable expanses | Expanses that may be different amounts each month. |
| Wants | Something that you desire, demand or would like to have |
| Adult workforce development | post secondary career and technical education programs |
| Advanced placement | studying college level material in high school |
| Apprenticeship | lerning to trade while working as a skilled employee |
| Articulation agreement | contracts between a high schol and a college for coursework completed |
| Associate degree | a degree usually completed in two or more fulltime years |
| Bachelors degree | college or university degree that takes an average of six years |
| Career and technical high school | specialized career in an entire subject area |
| Career preparation | education and training options |
| Certificate | document that is proof of completion of necessary career skills |
| College prep courses | high school courses that help with post secondary education. |
| Community collage | goverment supported local collage that offers associate degrees |
| Co-op programs | combines high school courses with paid work experience |
| Dual credit | advancing credit taken for both high school and college credits |
| Dual enrollment | PSEO courses taken on college campuses |
| Gap year | a year between high school graduation and the start of post-secondary education |
| GPA | Grade point average |
| Internship | program that provided practical experience working in a career |
| Online learning | learning conducted through web site |
| On the job training | learning career skills under an experienced workers supervision |
| Plan B | Career backup plan |
| Post-secondary education | any education beyond high school |
| Accreditation | Measurment process to ensure schools have basi quality. |
| Campus culture | Characteristics that give each school or training program its uniqueness. |
| Career preparation provider | Any program, school, or business that offers education/training. |
| Common Application | Collage submission web site used by hundreds of collages |
| Co-signer | person responsible for paying back a loan if you do not |
| Early action | an early collage application method that is not binding |
| Early decision | an early collage application method that is binding |
| EFC | the amount of fafsa says you and your family should contribute towards your education training. |
| FAFSA | form required for education/traning financial aid |
| Grant | money provided by the government, schools, or private donors that you do not need to repay |
| Need-based | Financial aid that depends solely on your family income. |
| SAR | Results of the FAFSA process. |
| Scholarship | Financial aid money you do not have to repay, usually rewarded on achievment |
| Student loan | money students borrows and must repay |
| Work-Study Program | povieds money, paying student for qualified campus jobs. |
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