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Identity Theft
| Term | Definition |
|---|---|
| Spyware | Malicious software that secretly installs on devices to steal personal data, monitor activity, and track browsing habits without consent |
| Dumpster Diving | The act of searching through commercial or residential trash receptacles to find discarded items that are still usable, such as food, electronics, furniture, or clothing |
| Firewall | A network security system that monitors and controls incoming and outgoing traffic based on predetermined security rules |
| Forgery | The action of forging or producing a copy of a document, signature, banknote, or work of art |
| Fraud | The intentional use of deception, trickery, or misrepresentation to gain an unlawful financial or personal advantage, often causing financial losses or damage to victims |
| Identity Theft | When someone steals personal information such as a Social Security number, name, or credit card number to commit fraud, typically for financial gain |
| Peer-to-Peer | Denoting or relating to computer networks in which each computer can act as a server for the others. |
| Phishing | A cybercrime where attackers impersonate legitimate organizations or individuals via email, text, or phone to steal sensitive data |
| Shoulder Surfing | The practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information. |
| Snail Mail | The ordinary postal system as opposed to email. |
| Scams | A dishonest scheme to gain money or possessions from someone fraudulently, especially a complex or prolonged one. |
| Anti-Virus Software | Antivirus software is a security program designed to detect, block, and remove malicious software (malware) such as viruses, ransomware, worms, and spyware from computers and devices. |
| Better Business Bureau | A private, non-profit organization founded in 1912 that promotes marketplace trust by evaluating business reliability, auditing advertising honesty, and mediating consumer complaints |
| Federal Trade Commission | An independent U.S. government agency created in 1914 to protect consumers and promote competition by enforcing antitrust and consumer protection laws |
| Equifax | A major American multinational consumer credit reporting agency, one of the "Big Three" that collects data on millions of consumers and businesses to create credit reports. |
| TransUnion | One of the multinational agencies that collect data on over 200 million U.S. consumers from lenders to create credit reports and scores. |
| Experian | It provides credit monitoring, fraud protection, and, through Experian Boost, allows users to add positive payment history from utilities or streaming services to their files. |
| Internal Revenue Service | U.S. government agency responsible for administering and enforcing federal tax laws, including collecting income, estate, gift, and excise taxes. |
| Solicitations | Actively seek, request, or petition for customers, sales, or professional work, often involving direct contact like advertising, calling, or emailing potential clients. |
| Spam | Unsolicited, bulk electronic messages, primarily email, but also SMS, social media, or phone calls, sent to recipients without their consent, often promoting products, services, or malicious content |
Created by:
mshuart26