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ID Theft
| Term | Definition |
|---|---|
| Spyware | Software that is installed on a device without the user's knowledge to gather data and track their activity. |
| Dumpster Diving | A technique used by identity thieves to find personal information by searching through trash for bills, bank statements, or other sensitive documents. |
| Firewall | A security system that monitors and controls incoming and outgoing network traffic based on predetermined security rules. |
| Forgery | The action of producing a copy of a document, signature, banknote, or work of art with the intent to deceive. |
| Fraud | Wrongful or criminal deception intended to result in financial or personal gain. |
| Identity Theft | The illegal use of someone else's personal data (like a Social Security number) in order to obtain credit, loans, or other benefits. |
| Peer-to-Peer | A decentralized network where individual "peers" interact directly with each other to share files, rather than through a central server. |
| Phishing | A scam where attackers send fraudulent emails or messages to trick people into revealing sensitive information like passwords or credit card numbers. |
| Shoulder Surfing | A physical method of stealing information (like a PIN or password) by looking over someone's shoulder while they use an ATM or computer. |
| Snail Mail | A slang term for traditional physical mail delivered by a postal service, as opposed to electronic mail (email). |
| Scams | Dishonest schemes or frauds, often involving money or personal information, conducted by a person or group. |
| Anti-Virus Software | Programs designed to prevent, detect, and remove malware and other malicious software from a computer. |
| Better Business Bureau | A private, nonprofit organization that focuses on advancing marketplace trust by providing business reviews and handling complaints. |
| Federal Trade Commission | A U.S. government agency that protects consumers by stopping unfair, deceptive, or fraudulent practices in the marketplace. |
| Equifax, TransUnions, Experian | The three major credit reporting agencies in the U.S. that collect and maintain data for consumer credit reports. |
| Internal Revenue Service | The U.S. government agency responsible for collecting taxes and enforcing internal revenue laws. |
| Solicitations | The act of asking for or trying to obtain something (like money or business) from someone. |
| Spam | Unsolicited, bulk junk messages sent over the internet, typically via email. |