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Identity Theft Vocab
| Term | Definition |
|---|---|
| Spyware | a type of malicious software (malware) that secretly installs on devices—computers or phones—to steal sensitive personal data, such as passwords, bank details, and browsing habits, without the user’s consent. |
| Dumpster Diving | search through dumpsters or similar trash receptacles for edible food or items of value. |
| Firewall | a network security system that monitors and filters incoming and outgoing traffic based on established security rules |
| Forgery | the action of forging or producing a copy of a document, signature, banknote, or work of art. |
| Fraud | wrongful or criminal deception intended to result in financial or personal gain. |
| Identity Theft | occurs when someone steals your personal information—such as your name, Social Security number, or financial details—to commit fraud, such as opening accounts, stealing money, or obtaining services without your permission. |
| Peer-To-Peer | denoting or relating to computer networks in which each computer can act as a server for the others, allowing shared access to files and peripherals without the need for a central server. |
| Phishing | a type of cyberattack where scammers impersonate legitimate entities—such as banks, employers, or trusted services—via email, text, or phone to steal sensitive information like passwords, credit card numbers, and login credentials. |
| Shoulder Surfing | the practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information. |
| Snail Mail | the ordinary postal system as opposed to email. |
| Scams | a dishonest scheme to gain money or possessions from someone fraudulently, especially a complex or prolonged one |
| Anti-Virus Software | a security program designed to prevent, detect, and remove malicious software (malware) such as viruses, ransomware, worms, and spyware from computers, laptops, and mobile devices. |
| Better Business Bureau | a private, non-profit organization founded in 1912 that promotes marketplace trust by accrediting businesses, mediating consumer complaints, and rating company performance |
| Federal Trade Commission | is an independent U.S. government agency created in 1914 to protect consumers and promote competition. |
| Equifax | "Big Three" nationwide credit reporting agencies—alongside Experian and TransUnion |
| Transunion | "Big Three" American consumer credit reporting agencies, alongside Equifax and Experian, |
| Experian | "Big Three" multinational consumer credit reporting agencies—alongside Equifax and TransUnion— |
| Internal Revenue Service | the U.S. government agency responsible for administering and enforcing federal tax laws, collecting taxes, processing tax returns, and offering taxpayer assistance. |
| Solicitations | . the act of asking for or trying to obtain something from someone. |
| spam | irrelevant or inappropriate messages sent on the internet to a large number of recipients. |
Created by:
aconti29