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Car Insurance Voc

Terms you should know.

QuestionAnswer
The time frame car insurance is active. policy period
Your policy payment for the entire year. annual premium payment
Process that investigates details of an accident. claims adjustment
Maximum amount your insurer pays for claims. coverage limit
A car feature that can lower your insurance premium. anti-theft device
This prevents your insurance from increasing after your first accident. accident forgiveness
This add-on provides towing and fuel delivery when stranded. roadside assistance
Insurance can use telematics to evaluate your driving habits. usage-based insurance
This add-on covers costs when you owe more on your car after a total loss. gap insurance
This covers you when another at-fault driver does not have insurance. uninsured motorist
This protects against non-collision damages like theft or natural disasters. comprehensive coverage
This covers cost of a rental car after an accident. rental reimbursement
Out-of-pocket expenses you have to pay before insurance pays. deductible
This provides protection for injuries you cause to others while driving. liability insurance
 



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