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Stack #4567069
11-11-2025 RW Types of Medicare Coverage
| Question | Answer |
|---|---|
| Part A | Covers institutional costs if the participant meets the criteria established by federal and state regulations. |
| Part B | Covers physician and other outpatient services, including diabetes testing, physical therapy, and other preventive costs. |
| Part C | Also known as Medicare Advantage, this is an optional plan to Parts A and B. It is a private plan that uses Medicare and must be equivalent to coverage provided by Parts A and B. Some Part C plans cover certain prescription drugs. |
| Part C | A person should have either Part C or Medigap because the two are not cumulative in coverage. |
| Part D | Specifically covers prescription drugs. The coverage is provided by individual private insurance plans that are overseen by Medicare. A monthly premium is paid, and the plan can be chosen by the patient may have an annual deductible. |
| Part D | Once the deductible has been paid, the insurance plan pays either all or some of the remaining costs. After the maximum benefit has been reached, there is a gap in the coverage of drug costs and the patient must pay for prescription out of pocket. |
Created by:
ryleighwinger