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influences in health
| Question | Answer |
|---|---|
| Technology | Longevity, better quality of life, expense, less human error |
| Epidemiology | The study of diseases due to increase in knowledge due to technology advancement. (able to prevent diseases which is more cost effective |
| Genetics | ability to study, predict, treat, prevent illnesses, birth defects, etc due to technology |
| Bioethics | ethical issues arise in healthcare related to what is acceptable and what is not |
| Socioeconomics | Who will get better healthcare? Only those who can afford it |
| Premium | fee the individual pays for insurance coverage |
| deductibles | amount that must be paid by the patient for medical services before the policy begins to pay |
| co-insurance | specific percentage of the expense is share by the patient and insurance company |
| co-payment | a specific amount of money a patient pays for a particular service, regardless of total cost |
| Health Maintenance organization (HMO) | fixed monthly premium paid for membership regardless of amount of healthcare used. Keeps costs at a minimum by preventing disease, routine exams |
| Preferred provider organization (PPO) | provided by large industries or companies, contract formed with certain health agencies to provide certain types of healthcare at reduced rates |
| Workers' compensation | health insurance plan providing treatment for workers injured on the job, payments made by employers to the state, also reimburse worker for lost wages |
| Affordable Care Act (ACA) | (Obama care) provide affordable insurance to those that may not qualify for employer or government provided insurance |
| Tricare | health care program of the Unites States Department of Defense Military Health System (active or retired service, spouse or child, national guard or reserve member |
| Medicare | For individuals 65+ or disabled with social security benefits for atleast 2 years, end stage renal disease (a-hospital b-medical c-pharmacy) |
| Medicaid | medical assistance program that provides for health care of individuals with low income, children who qualify, or physically disabled or blind |