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FNRL 200
Exam Unit 4
| Question | Answer |
|---|---|
| The FTC Funeral Rule was originally adopted in? | 1984 |
| Funeral goods are tangible merchandise items, while funeral services are? | Intangible items |
| A method of enforcement that typically involves FTC undercover officers observing non-compliance issues? | Direct enforcement |
| The Funeral Rule does not require a funeral establishment to? | Mail or provide callers with a GPL based on a telephone call. |
| The requirement for a GPL to be provided for retention (1 year) means? | It cannot be shown in a booklet where it appears there is only one copy. |
| Funeral establishments are prohibited from changing? | The FTC language for the six mandatory disclosures. |
| The Basic Services fee must be included in the price for? | Forwarding or receiving of Remains. |
| When providing staff services for a viewing held at a facility other than the funeral home (e.g., a church), the funeral home may not list? | A facilities fee for the staff services. |
| Charges for staff services and the use of facilities for a funeral ceremony should not be listed as? | Two different, separate charges on the GPL. |
| The Itemized Statement of Funeral Goods and Services Selected must be provided at the? | End of the conference arrangement. |
| A funeral establishment must have? | Refrigeration facilities available to meet the threshold of due diligence when trying to contact an authorized person for embalming approval. |
| If a family selects a funeral where embalming would not be necessary after embalming without prior approval, the establishment may not? | Charge for the services. |
| The Rule does not prohibit the adding of? | A service charge to a cash advance item. |
| The Americans with Disabilities Act (ADA) covers? | Employees and applicants who are not currently engaged in the illegal use of drugs. |
| For a seller to avoid complications with implied warranties, they should rely on and refer to? | Manufacturer descriptions, information, and warranty when speaking with consumers, and a disclaimer must state they do not offer an implied warranty. |
| The GPL Heading must include? | The name, address, phone number, GPL, and effective date of the list. |
| The Casket Price List (CPL) must be offered to the consumer for review before? | Viewing any caskets or alternative containers. |
| When Law Requires Embalming? | The legal requirement supersedes the right to refuse embalming. |
| The Implied Warranty of Merchantability is associated with? | The sale of goods by a merchant. |
| An enforcement action that includes undercover inspections? | Direct Enforcement |
| The Funeral Rule Offender Program (FROP) is? | A one-time alternative to formal enforcement over a three-year period. |
| The purpose of the Funeral Rule is to provide? | Certain rights to consumers when making funeral arrangements, and these rights apply to all at-need and preneed cases. |
| According to the FTC Funeral Rule, a "funeral provider" is? | An entity that sells or offers to sell both funeral goods and funeral services. |
| A preneed agreement made prior to 1984 triggers? | The Funeral Rule requirements and applies if the agreement is modified or amended. |
| The three required price lists that assist funeral providers in complying with the rule are detailed in the FTC publication titled as? | General Price List (GPL), Casket Price List (CPL), and Outer Burial List (OBL) with the Funeral Rule. |
| The Funeral Rule Offender Program (FROP) is designed to? | Increase compliance over a period of 3 years. |
| The General Price List (GPL) is described by the FTC as? | The keystone of the Funeral Rule. |
| Providing a consumer with a GPL is required upon beginning discussion of the prices of funeral goods or services, the overall type of service, or specific goods/services, but not for? | Authorization to embalm. |
| The Right of Selection disclosure is required to be placed on? | The GPL immediately following the heading. |
| The most common approach to charging for overhead expenses on a GPL is to? | Include them all in the basic services fee. |