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Personal finance

QuestionAnswer
Alimony a financial amount paid to ones former spouse
assets any items of value that a person owns
bankrupt financial situation in which a court declares ones debts to be grater then total amount of assets
cash value amount that a insurance policy is worth if canceled before maturity.
coapplicant, joint applicant, cosigner someone who signs a loan with the borrower
co-ownership joint ownership between two or more persons
creditor lender; one to whom money
credit references people who will recommend the credit applicant as good
debt money owed
debt balance amount still owed on a debt at a given time
default failure to fulfill the terms of the loan agreement
dependents those who rely on a person for support
finance charge the total cost to use credit
Interest the amount paid for use of borrowed money
interest rate the % of the principal that borrower pay for the use of borrowed money
liabilities financial obligations
mortgage a loan for purchasing real estate
mortgage holder person or institution that made the mortgage loan
proceeds the amount of money a borrower receives from a loan
real estate land and property attached to the land
repossess, reclaim to take back what was sold on a installment plan or loan if payments are not made as agreed
Rule of 78 a method of calculating interest y which the borrower pays more interest during early months
securities stocks and bonds
Created by: user-1994488
 

 



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