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Personal Finance 2

QuestionAnswer
Paystub A document from the employer showing how much the worker earned for that pay period
Balance The amount of money available in an account
Transfer Moving money from one account to another account
Overdraft Spending more money than is available in the account; usually there is a fee to pay if this happens
Loan Money borrowed; usually includes interest when paid back
Savings Account An account at a bank or credit union with the purpose to save and grow money. There is no card linked to it.
Income Money received for completing a job
Mortgage A long term loan, usually 15 to 30 years, used to purchase a home.
Debt Something, usually money, that is owed to someone else, and often required to pay back
Expense The cost required to purchase something
Utilities Essential services to make a space livable; such as, electricity, water, gas, and garbage removal
Interest Money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
Supply The amount of a resource that is available.
Demand The amount of a resource that is wanted or needed
Entrepreneur A person who creates and runs a business; takes on financial risk and reward
Competition Companies try to get the same resources, or sell to the same group of people. When supply is lower, demand goes up.
Created by: Mrs.Pickering
 

 



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