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insurence

TermDefinition
beneficiary a person who derives advantage from something, especially a trust, will, or life insurance policy.
broker a person who buys and sells goods or assets for others
claim formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
collision coverage Collision coverage is a type of car insurance that covers damage to your vehicle in the event of an accident
comprehensive coverage Comprehensive coverage is a type of insurance that pays for damages to your vehicle or health caused by something other than a collision
co-payments Copayments, or copays, are a fixed out-of-pocket amount paid by an insured for covered services
death benefits the amount paid to a beneficiary upon the death of an insured person.
deductible A deductible is an amount of money that you are responsible for paying before your insurance will pay you for an expense
dental insurance Dental insurance is an insurance policy that covers the cost of dental care and treatments
disability insurance Disability insurance is a type of insurance that provides income in the event that a policyholder is prevented from working and earning an income due to a disability
effective date An effective date is the date on which a policy, contract, or agreement takes effect
HMO health maintenance organization
HRA House Rent Allowance, which is a part of salary that is paid to the individual to help cover the cost of living in rented accommodation
liability coverage Liability coverage is a type of insurance that pays out if the insured is found legally liable for injuring a person or damaging their property
living benefits Living benefits are cash benefits that you can access from your life insurance policy while you are alive
Medicare Medicare is a federal health insurance program in the United States for people age 65 or older and younger people with disabilities.
power of attorney A power of attorney is a legally binding document that allows someone else to act on your behalf in private affairs, business, or other legal matters.
premiums An insurance premium is the amount of money an individual or business pays for an insurance policy
primary physician a medical doctor trained to prevent, diagnose, and treat a wide range of illnesses and injuries in the general population
term life insurance Coverage lasts for a set amount of time, usually from 10 to 30 years.
vision insurance Wellness plan that reduces eye care expenses
whole life insurance Whole life insurance is a type of permanent life insurance that provides coverage throughout the life of the insured person
Popular Insurance sets

 



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