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Primerica

Exam Prep

QuestionAnswer
Nonforfeiture Options Party can receive full or partial benefits or partial refund of premiums after a lapse due to non-payment
Settlement Options Ways life insurance can be paid out other than a lump sum including interest, fixed period, fixed amount and life income options.
Dividends Refund of overcharged expenses
Term Life Policy Temporary - provides coverage for a specific period of time. No cash value, cannot be renewed, and has the lowest premium for the greatest amount of protection.
Level Term Insurance Temporary protection, death benefit does not change throughout the life of the policy.
Adjustable Life Provides the policyowner with the best of both worlds. Can be term or permanent. The insured typically determines how much coverage is needed and the affordable amount of premium.
Created by: h.sanchez1
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