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BAC Chapter 4

WHS BAC Chapter 4 Managing a Household vocabulary

termdefinition
landlord the person who owns and rents property to another
lease a contract to rent property
annual yearly; relating to a period of 12 months
down payment part of the price paid when something is purchased
financed borrowed
interest a payment charged to the borrower for the use of money
mortgage a property loan
principal the amount of money loaned to a creditor
fixed-rate mortgage a loan in which the interest rate and payments remain the same
monthly payment the amount of money paid every month
variable-rate mortgage a loan in which the interest rate and payments change over time
total interest the total fee for borrowing money
term the period of time for which money is loaned
utilities household services
meters devices that measure gas, electricity, or water
dials the parts of a meter that show units
units single quantities
cubic feet units used to measure volume
average the middle point in a group of numbers; a common or usual number
kilowatt a unit of electricity equal to 1,000 watts
kilowatt hour (kwh) the energy used by one kilowatt in one hour
watt a unit of electricity
flat rate a base amount charged for monthly telephone service
optional involving a choice
mortgage insurance a policy that pays all or part of the balance owed on a house
homeowner's insurance a policy that pays for loss from fire or other reasons
covereage rate the percent paid for homeowners insurance protection
Created by: cawhite
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