Question 1

Basic

Accepted Answer

DP1 Dwelling form

Question 2

Broad

Accepted Answer

DP2 Dwelling form

Question 3

Special

Accepted Answer

DP3 Dwelling form

Question 4

Dwelling Coverage A

Accepted Answer

Dwelling

Question 5

Dwelling Coverage B

Accepted Answer

Other structures

Question 6

Dwelling Coverage C

Accepted Answer

Contents

Question 7

Dwelling Coverage D

Accepted Answer

Fair rental value

Question 8

Dwelling Coverage E

Accepted Answer

Additional living expenses

Question 9

hurricane deductible

Accepted Answer

is a minimum of $500 with the option of 2% – 5% – 10% of the stated Dwelling amount.

Question 10

Dwelling policy exclusion

Accepted Answer

1. Enforcement of building ordinance

Question 11

Dwelling  policy exclusion

Accepted Answer

2. Earth movement (except Catastrophic ground cover collapse)

Question 12

Dwelling policy exclusion

Accepted Answer

3. Water damage from flood, rising waters, backup of sewer or drains, overflow from sump, or subsurface water

Question 13

Dwelling policy exclusion

Accepted Answer

4. Power interruption if damaged source is at other premises

Question 14

Dwelling policy exclusion

Accepted Answer

5. Neglect to protect property from damage

Question 15

Dwelling policy exclusion

Accepted Answer

6. war

Question 16

Dwelling policy exclusion

Accepted Answer

7. Nuclear hazards

Question 17

Dwelling policy exclusion

Accepted Answer

8. Intentional loss

Question 18

Dwelling policy exclusion

Accepted Answer

9. Governmental actions

Question 19

DP-1 Basic form  coverage

Accepted Answer

1. Up to 10% of Coverage A applied to Coverage B

Question 20

DP-1 Basic form  coverage

Accepted Answer

2. Debris removal

Question 21

DP-1 Basic form  coverage

Accepted Answer

1. Up to 10% of Coverage A applied to Coverage B
2. Debris removal
3. Up to 10% of Coverage C limit for damage to improvements, alterations, and additions to the property of others

Question 22

DP-1 Basic form  coverage

Accepted Answer

Up to 10% of Coverage C limit to property anywhere in the world

Question 23

DP-1 Basic form  coverage

Accepted Answer

1. Up to 10% of Coverage A applied to Coverage B
2. Debris removal
3. Up to 10% of Coverage C limit for damage to improvements, alterations, and additions to the property of others
4. Up to 10% of Coverage C limit to property anywhere in the world
5.

Question 24

DP-1 Basic form  coverage

Accepted Answer

6. Reasonable costs for necessary repairs to prevent further los

Question 25

DP-1 Basic form  coverage

Accepted Answer

7. Coverage up to five days at temporary locations when property is removed from a premises endangered by covered peril

Question 26

DP-1 Basic form  coverage

Accepted Answer

8. Additional $500 for fire department service charge

Question 27

1.Fire

Accepted Answer

Peril covered in DP-1 basic form

Question 28

2. Lightning

Accepted Answer

Peril covered in DP-1 basic form

Question 29

3. Internal explosion

Accepted Answer

Peril covered in DP-1 basic form

Question 30

4. Catastrophic ground cover collapse

Accepted Answer

Peril covered in DP-1 basic form

Question 31

1. Windstorm

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 32

2. Hail

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 33

3. Explosion

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 34

4. Riot or Civil Commotion

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 35

5. Aircraft

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 36

6. Vehicles

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 37

7. Smoke

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 38

9. Volcanic eruption

Accepted Answer

Extended Coverage (EC) covered under DP-1 Basic Form

Question 39

Physical item that is not covered by windstorm and hail peril under DP-1 basic form

Accepted Answer

1. Awnings

Question 40

Physical item that is not covered by windstorm and hail peril under DP-1 basic form

Accepted Answer

2. Outside antenna equipment

Question 41

Physical item that is not covered by windstorm and hail peril under DP-1 basic form

Accepted Answer

3. Signs

Question 42

Physical item that is not covered by windstorm and hail peril under DP-1 basic form

Accepted Answer

4. Boats

Question 43

Physical item that is not covered by windstorm and hail peril under DP-1 basic form

Accepted Answer

5. Damage to building interior

Question 44

Physical item that is not covered by windstorm and hail peril under DP-1 basic form

Accepted Answer

6. Contents, unless exterior damage to roof or walls

Question 45

Condition for cancellation or non renewal

Accepted Answer

1. 120 days' written notice for cancellation or non-renewal

Question 46

Condition for cancellation or non renewal

Accepted Answer

2. 10 days' notice for nonpayment of premium

Question 47

Condition for cancellation or non renewal

Accepted Answer

3. 45 days' notice of renewal premium

Question 48

Automatically included in DP-3 Broad form

Accepted Answer

1. Fire

Question 49

Automatically included in DP-3 Broad form

Accepted Answer

2. EC Extended Coverage finish this question

Question 50

Automatically included in DP-3 Broad form

Accepted Answer

3. VMM finish this question

Question 51