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HI policy provision
| Question | Answer |
|---|---|
| optional renewability clause | allows an INSURER the unrestricted right to TERMINATE coverage at any anniversary or at any premium due date |
| Guaranteed renewable policy | an insurer has the right to change the premium for policyowner but CANNOT cancel the policy |
| noncancable policy | may NEVER raise premiums and cannot be canceled |
| how many days a written notice for health claim must be given to the INSURER after the OCCURANCE of loss | 20 |
| the time limit for filing claim disputes is addressed in which provision of an accident and health policy? | legal action |
| an insurer must furnish to a CLAIMANT FORMS for filing proof of loss within how many days upon receiving a notice of claim | 15 |
| conditional renewable | when an insurer has the right to terminate a health insurance policy for specific reasons other than the insured's health |
| the ENTIRE CONTRACT includes | actual policy and the application |
| optional renewable | a policy of insurance that is renewable only at the option of the INSURER |