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Unit Two Review EPF

Personal Finance And Economics Unit 2 Review

QuestionAnswer
The upfront cost of insurance, usually paid in monthly or weekly installments. Premium
The most typical benefit for when a person pays higher premiums for insurance is what? Lower Deductibles
A method for paying for college that leaves students owing more money is what? Student Loans
What are some common ways to prevent identity theft? SHRED DOCUMENTS and when mailing something bring it to the post office
If you lose your wallet or it is stolen, what is the most important thing you need to do to stop someone from stealing you I.D.? Freeze your cards and file a police report.
When making a important decision what is the process that you should go through? Cost-Benefit Analysis
What is a common benefit of all insurances? Sharing the cost of risks with others (the insurance company) and payment of losses.
Five steps of the rational decision making model? P.A.C.E.D. P-identify the problem, A-list the alternatives, C-state the criteria, E-evaluate the alternatives , D-make a decision
What insurance allows you to receive payments if you are unable to work for a long period of time due to your condition? Disability Insurance
What should you do to protect yourself from dumpster divers? Shred important documents
What is the merit-based scholarship that helps GA students pay for college and what are the requirements? H.O.P.E. Scholarship. Maintain a 3.0 and four full rigor courses
organization that allows customers to complain about companies. Better Business Bureau
What is a social media footprint? How can it be negatively impactful? Data that is left behind after an online presence. and non acceptance into college or jobs.
What is phishing? Sending fraudulent phone calls or emails for personal information for nefarious purposes.
Before insurance takes effect what is the payment that you must pay first? Deductible
Federal crime of stealing someone's I.D.? Identity theft
paying for college through working Work-Study Program
Created by: meg_powell_
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