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Term | Definition |
---|---|
Attorney General Memorandum | Written statement about fair housing laws to be presented to buyers and sellers |
Blockbusting | Also known as panic peddling, the illegal practice of inducing homeowners to sell their property by making representations regarding the entry or prospective entry of minority persons into the neighborhood |
Federal Fair Housing Law Protected Classes | Race Color Religion National Origin Sex Disability Familial Status |
NJ Law against discrimination all federally protected classes PLUS | Ancestry Nationality Gender Identity Affectional / Sexual Orientation Marital / Civil Union Familial Status (rentals) Disability Source of Income (rentals) Liability for service in the Armed Forces |
Mount Laurel I and II | A judicial interpretation that requires local zoning boards to provide realistic opportunities for housing that low-to-moderate income households can afford |
Protected Class | Specific group that must receive equal treatment in housing |
Redlining | The illegal practice of lending institutions denying loans or restricting their numbers for certain areas of a community |
Reverse Discrimination | Also called benign discrimination Housing discrimination usually based on quotas, designed by a municipality to achieve a racial balance perceived as described |
Steering | The illegal practice of channeling home seekers to particular areas for discriminatory ends |
Tester | Members of civil rights and neighborhood organizations, often volunteers, who observe real estate offices to assess compliance with fair housing |
Title VIII | Section of federal civil rights act covering housing |