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A Fordney 15& 16

Disability income insurance is available from private insurance companies, employer-sponcered plans, government-funded programs
Coverage that provides a specific monthly or weekly income when a person is unable to work because of an illness or injury is known as disability income insurance
The maximum amount of time for which benefits will be paid to the injured or ill person for a disability is called the benefit period
Residual benefits pay a partial benefit when the insured is not totally disabled
A policy that offers the insured person protection when loss of sight or loss of limb(s) occurs is called dismemberment benefit
When an illness or injury prevents an insured person from perfoming one or more of the functions of his or her regular job, the disability is called partial and residual disability
The term "guaranteed renewable" means that the insurer is required to renew the policy as long as premium payments are made, and the premium may be increased
Provisions written into the insurance contract denying coverage or limiting the scope of coverage are called exclusions
What are the two programs that the Social Security Administration (SSA) manages that pay monthly disability benefits to people younger than age 65 who cannot work for at least a year because of a severe disability: SSDI and SSI
In 1956, Congress established a program under Title II of the Social Security Act for long-term disability known as Social Security Disability Insurance
The Supplemental Security Income (SSI) program under Title XVI of the Social Security Act provides disability payments to needy people with limited income and few resources
What is the correct order in the appeals process Reconsideration, hearing, review by the Appeals Council, review by the federal court
The Armer Services Disability benefits program is avaliable to members of the armed services
What is the time limit for a veteran to file a claim to receive outpatient treatment at VA expense for a service-connected disability? within 1 year of sustaining the injury
The first state to provide a successful disability insurance program was Rhode Island
State disability insurance (SDI) is also known as unemployment compensation disability (UCD) and temporary disability insurance (TDI)
State disability insurance benefits begin after the seventh consecutive day of disability
Funding for state disability insurance is usually a small percentage of the employee's wage that 1. is deducted from employees' paychecks each month 2.the employer may elect to pay a portion of 3. the employer may elect to pay as a fringe benefit
Created by: leemiller