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Chapter 5 Insurance
Question | Answer |
---|---|
Record retention is the storage of documentation for an established period of time, usually mandated by federal law and __________. | state law. |
An attorney calls the physician's office and requests that a copy of a client's medical record be immediately faxed to the attorney's office. The insurance specialist should | instruct the attorney to obtain the patient's signed authorization. |
An insurance company calls the office to request information about a claim. The insurance specialist confirms the patient's dates of service and the patient's negative HIV status. The insurance specialist | appropriately released the dates of service, but not the negative HIV status. |
A patient's spouse comes to the office and requests diagnostic and treatment information about their wife. The spouse is the primary policyholder on a policy for which the wife is named as a dependent. The insurance specialist should | obtain a signed patient authorization from the wife before releasing patient information. |
Which is considered Medicare fraud? | billing for services that were not furnished and misrepresenting diagnoses to justify payment |
Which is considered Medicare abuse? | improper billing practices that result in Medicare payment when the claim is the legal responsibility of another third-party payer |
Federal and state statutes are __________. | passed by legislative bodies. |
Which term describes guidelines written by administrative agencies (such as CMS) that are based on laws passed by legislative bodies? | regulations |
Case law is based on court decisions that establish precedent, and is also called __________ law. | common |
Which term describes an individual's right to keep health care information from being disclosed to others? | privacy |
The safekeeping of patient information by controlling access to hard-copy and computerized records is a form of __________. | security management |
Information that is converted to a secure language format for electronic transmission is __________ data. | encrypted |
Which federal legislation was enacted in 1995 to restrict the referral of patients to organizations in which providers have a financial interest? | Stark II laws |
Testimony under oath taken outside the court (e.g., at the provider's office) is a(n) __________. | deposition |
Which act of legislation requires Medicare administrative contractors to attempt the collection of overpayments made under the Medicare or Medicaid programs? | Federal Claims Collection Act |
The recognized difference between fraud and abuse is the __________. | Intent |
When a Medicare provider commits fraud, which entity conducts the investigation? | Office of the Inspector General |
A provider or beneficiary can receive a waiver of recovery of overpayment in which situation? | The beneficiary was without fault with respect to the overpayment and recovery would cause financial hardship. |
As part of the administrative simplification provision of HIPAA, which of the following unique identifiers is assigned to providers? | National Health Plan Identifier (HPID) |
Federal Register is | a legal newspaper published every business day |
CMS Transmittals | Contain new and changed Medicare policies and or procedures that are to be incorporated into a specific CMS Program |
An Audit is | Objective evaluation to determine the accuracy of submitted financial statements |
A compliance program, | contains internal policies and procedures that an organization follows to meet mandated requirements. |
Medical Review (MR) | is defined by CMS as a review of claims to determine whether services provided are medically reasonable and necessary. |
Recovery Audit Contractor (RAC) | Is a program mandated by the Medicare Prescription drug, to find and correct improper Medicare payments. (Part C & D) |
National Correct Coding Initiative (NCCI) | Developed in 1996 by CMS to reduce Medicare program expenditure by detecting inappropriate codes submitted on claims. |
HIPAA | Passed by Congress in 1996 for concerns about fraud |
HIPAA will help: | Improve the portability and continuity of health insurance coverage Combat waste, fraud, and abuse Promote the use of medical savings accounts. Improve access to long-term care services and coverage. Create privacy standards for health information |
HIPAA is categorized into 5 titles | Title 1, Title 1, Title 3, Title 4, & Title 5 |
Title 1 | Health Care Access, Portability, and Renewability |
Title 2 | Preventing Health Care Fraud and Abuse, Administrative Simplification, and Medical Liability Reform |
Title 3 | Tax-Related Health Provisions |
Title 4 | Application and Enforcement of Group Health Plan Requirements |
Title 5 | Revenue Offsets |
Electronic Data Interchange (EDI) | is the process of sending data from one party to another using computer linkages |
UB-04 flat file | is a series of fixed-length records that is used to bill institutional services, such as services performed in hospitals |
Release of information (ROI) | by a covered entity (e.g., provider’s office) about protected health information (PHI) requires the patient (or representative) to sign an authorization to release information, which is reviewed for authenticity |
Record Retention | is the storage of documentation for an established period of time, usually mandated by federal and/or state law. HIPAA mandates the retention of health insurance claims for a minimum of 6 years, unless state law specifies a longer period. |
HIPAA security rule | defines administrative, physical, and technical safeguards to protect the availability, confidentiality, and integrity of electronic protected health information (PHI). |
HIPAA privacy rule | establishes standards for how PHI should be controlled by indicating authorized uses (e.g., continuity of care) and disclosures (e.g., third-party reimbursement) and patients’ rights with respect to their health information |