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Economics

Banzai Post-Test

QuestionAnswer
a sum of money to be used for a particular purpose budget
(1) a card that lets you buy goods and services based on a promise to pay later; and (2) a card that charges monthly interest if the balance is not paid in full credit card
like a credit card, but it takes money directly from your checking account debit card
an account where the depositor can write checks checking account
an account where money is stored and returns a low interest rate savings account
You have $200. What's the best way to keep track of it? Budget it by splitting it among your current and future expenses.
What is it called when you spend more than you have? debt
Why open a checking account? (1) It's a safe place to store money. (2) It lets you use a debit card. (3) It makes it easy for you to pay others and for others to pay you.
You're dying to see your favorite band in concert this summer. What's the best way to get a few tickets? Add "Entertainment" to your budget and allocate some cash there each week.
You want to treat your friend to some sushi. The total comes to $15.41. If you add on a 20% tip, what's lunch going to cost you? $18.49
Why does your employer withhold money from you on each paycheck? to pay federal and state taxes
Give an example of a utility cost. your electric and heating bills
What happens if you try to use your credit card after you've already met your credit limit? your credit card will get declined
What are necessary costs of car ownership? gas, insurance, maintenance
You walk outside to find that your car has been towed because you were parked illegally. You paid the towing company with a check and took this unexpected expense from which budget? reserves
an amount of money placed into a savings or checking account. deposit
occurs when withdrawals have gone over the available limit. overdraft
a check that has been honored and processed. cleared check
an amount removed from savings or checking accounts. withdrawal
a document published by your bank that details your transactions. statement
Created by: Coach Rice
 

 



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