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Fair Housing Laws

The goals of the Federal Fair Housing laws are to create a single, unbiased housing market and to insure that all home buyers and renters have the opportunity to buy or rent housing in the area of their choice.
Civil Rights Act of 1866
This law prohibits any type of discrimination based on race. The Civil Rights Act of 1866:
Passage of the fourteenth amendment to the constitution in ?specifically guaranteed ? 1868 ; full citizenship and civil rights to African Americans.
This order was issued by President Kennedy on November 20, 1962, because of urging by the United States Commission on Civil Rights that housing was the only commodity in America which Executive Order No. 11063:
In addition to banning discrimination in voting rights, this act, covered discrimination in public accommodations, facilities and education along with equal employment opportunity. This act also reinforced Executive Order No. 11063 The Civil Rights Act of 1964:
Contined provisions the Federal Fair Housing Act, Title VIII, specifically inaugurated a national policy of fair housing. The 1968 Civil Rights Act
It forbade discrimination in the sale, rental, and financing of housing, and in the provision of brokerage services, on the basis of race, color, religion, or nationality. The 1968 Civil Rights Act
In ? sex was also added to the list of things covered by The 1968 Civil Rights Act 1974,
Congress amended Title VIII to institute the use of an equal opportunity poster, which is required to be displayed in all sales and rental offices in a conspicuous location. 1972 Amendment to The Fair Housing Act:
Act add sex as a protected class. In 1974, The Housing and Community Development
This amendment prohibits discrimination in housing based on familial status or handicap, and provides for more authority in the enforcement of the Civil Rights Act by establishing the maximum fines that can be imposed for discrimination. 1988 Amendment to The Fair Housing Act:
Familial status is defined as .Unless the property meets the standards for exemption as "housing for older persons" all properties must be made available under the same terms and conditions as are available to all other persons. one or more individuals who have not reached the age of 18 being domiciled with a parent or another person who has or is seeking legal custody. It also includes a person who is pregnant.
8 Protected Classes Familial status Color Race O (opportunity) E (equal) Religion Sex: National origin Handicapped
There is only one answer that may lawfully be given by real estate licensees when asked to discuss protected classes. That answer is: "Under federal law, I am prohibited from discussing any of the protected classes."
The following agencies are responsible for the enforcement of the Federal Fair Housing Laws: 1. Office of Equal Opportunity Department of Housing and Urban Development Federal Court (for complaints under the Civil Rights Act of 1866). Suit can be filed in state court under substantially similar state fair housing laws.
Violation of the Fair Housing Laws is considered a misdemeanor unless violence is involved.
Exceptions to fair housing requirements may sometimes be made in the case of individuals selling or renting their own property, but a licensed broker is always bound by the law.
EQUAL CREDIT OPPORTUNITY ACT ECOA prohibits discrimination based on race, color, religion, national origin, sex, marital status or age in the granting of credit.
According to the Americans with Disabilities Act, Any employer with ?or more employees as of ?, must adopt nondiscriminatory employment procedures and make reasonable accommodations for disabilities. 15 ;July 26, 1994
Where does a complainant get the correct form to file Fair Housing complaint? _from the regional HUD office in Dallas or online at
Where are Fair Housing complaints filed? _HUD regional office or office of the Attorney General
How long does a compainant have in which to file a Fair "Housingcomplaint? If the complaint is filed with HUD, one year; if filed in Federal Court, 2 years.
A violation of the Fair Housing Law is: a. a criminal act b. punishable only if damages occur c. a misdemeanor d. punishable by a $5000 fine c
Is a person with a mental illness who is completely cured covered by the Civil Rights Act of 1968? b. no, because this law covers only those currently disabled. c. yes, because the law covers everyone. c
To protect himself from Fair Housing suits, an agent should: a. keep accurate records of what property he shows to whom. b. charge a reduced commission for minority clients. c. refuse to take minority clients. a
A housing complex with 80% of the units occupied by a person 55 or older would be exempt from renting to which protected class? a. sex b. marital status c. familial status d. national origin c
The Civil Rights Act of 1866 prohibits discrimination based on: a. sex b. color c. race d. national origin c
A Hispanic couple asks you to find them a house to buy. You proceed to show them property only in neighborhoods occupied by predominantly Hispanic families. This is an example of: a. blockbusting b. steering c. redlining d. puffing b
Which group is not protected by fair housing laws? a. families with children under 18 b. persons 55 or older c. alcoholics d. illegal drug users d
A handicapped tenant may make reversible changes to a structure if: a. the owner agrees b. he does so at his own expense c. other tenants can do the same d. the building is designated for handicaps b
If a complaint is filed against a property manager for discrimination, the complaint is filed with: a. HUD b. NAR c. Board of Realtors c. Board of Complaints a
Who may be exempt from the Fair Housing Act of 1968? a. brokers b. salespersons c. property managers d. unlicensed owners d
Created by: bvennen
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