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Module 1 Part 3
Pharmacology
Question | Answer |
---|---|
contract with a medical center or group of physicians to provide preventative and acute care for insured | HMO |
what always requires a referral to a specialist | HMO |
what are some common HMO models | IPA, staff model, group model |
general or family practice that practices independently | IPA |
Physicians hired by HMO | staff |
multispecialty people with or without a gatekeeper | group |
what preserves the fee-for-service concept | PPO |
has a predetermined list of charges and is contracted with providers | PPO |
no capitations or prepaid care | PPO |
usually has deductibles and/or copays | PPO |
has capitaiton plans | HMO |
providers are paid per member, per month | capitation plans |
patients may not even see the provider but they are paid a fee for that month | capitation plans |
combines features of HMO and PPO | exclusive provider organization |
employers agree not to contract with any other plan | exclusive provider organization |
members much choose from a list of network providers | exclusive provider organization |
america's oldest and largest system of independent health insurers | blue cross/blue shield |
offers incentive contracts to healthcare providers | blue cross/blue shield |
federal government assists states in providing healthcare services | medicaid |
physicians may decide if they want to treat patients with this kind of coverage | medicaid |