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Module 1 Part 3
Pharmacology
| Question | Answer |
|---|---|
| contract with a medical center or group of physicians to provide preventative and acute care for insured | HMO |
| what always requires a referral to a specialist | HMO |
| what are some common HMO models | IPA, staff model, group model |
| general or family practice that practices independently | IPA |
| Physicians hired by HMO | staff |
| multispecialty people with or without a gatekeeper | group |
| what preserves the fee-for-service concept | PPO |
| has a predetermined list of charges and is contracted with providers | PPO |
| no capitations or prepaid care | PPO |
| usually has deductibles and/or copays | PPO |
| has capitaiton plans | HMO |
| providers are paid per member, per month | capitation plans |
| patients may not even see the provider but they are paid a fee for that month | capitation plans |
| combines features of HMO and PPO | exclusive provider organization |
| employers agree not to contract with any other plan | exclusive provider organization |
| members much choose from a list of network providers | exclusive provider organization |
| america's oldest and largest system of independent health insurers | blue cross/blue shield |
| offers incentive contracts to healthcare providers | blue cross/blue shield |
| federal government assists states in providing healthcare services | medicaid |
| physicians may decide if they want to treat patients with this kind of coverage | medicaid |