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Chapter 5
Fair Housing
| Question | Answer |
|---|---|
| A protected class under the fair housing laws that refers to any person at least 18 years of age. | age |
| A federal law designed to eliminate discrimination against individuals with disabilities by mandating equal access to jobs, public accommodations, government services, public transportation, and telecommunications. | American with Disabilities Act |
| A person's racial and ethnic background. | Ancestry |
| The practice of exploiting racial prejudices and the fear of a general decline in a neighborhood's real estate values to induce homeowners to sell their properties at a low price. | Block Busting |
| A protected class under the fair housing laws that refers to a person's skin color. | Color |
| A physical or mental impairment that substantially limits one or more major life activities, a record of having such an impairment or being regarded as having such an impairment. | Disability |
| Any building or part of a building designed for occupancy as a residence by one or more families | Dwelling |
| Whether persons are members of families in which one or more children under 18 years old lives with a parent, a person who has legal custody, or the designee of the parent or legal custodian. Also a person whose household includes one or more minor or adult relatives. | Familial Status |
| The source of a person's income provided that it is legal. | Lawful source of income |
| Whether a person is single, married, divorced, separated, or widowed. | marital status |
| The country where a person or his or her ancestors originated or came from. | national origin |
| A person's membership in a group possessing characteristics and traits transmitted by descent. | race |
| A lender's refusal to lend or an insurance company's refusal to insure property within a geographic area on the belief those loans or insurance writing in the area would be of high risk. | redlining |
| A person's religious or spiritual beliefs and practices, or his or her denominational affiliations. | religion |
| A class protected under fair housing laws referring to gender. | sex |
| Having a preference for heterosexuality, homosexuality or bisexuality, having a history of such a preference or being identified with such a preference. | sexual orientation |
| The illegal practice of channeling home seekers to or away from certain areas. | steering |
| Housing constructed prior to 1978, which under the Lead Based Paint Disclosure Law, requires a Lead Based Paint Addendum included with the Offer to Purchase. The exemptions to this law include housing for the elderly, housing for the disabled or 0-bedroom dwellings. | target housing |
Created by:
lisahale782006
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