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Claim Adjuster
quiz 3
| Question | Answer |
|---|---|
| Garagekeepers coverage | applies for damage that the insured is liable for customers’ vehicles that the insured is servicing, repairing, parking or storage. |
| Since property in the care, custody, and control of the insured is excluded under Garage coverage, the insured would need to purchase G____ Coverage to protect their customer’s property. | Garagekeepers coverage |
| A used car with Mechanical Breakdown Insurance and 15,000 miles on the odometer needs a new air conditioner. The following costs are incurred: towing - $25; air conditioner - $250; labor - $130. How much will be paid with Mechanical Breakdown coverage? | nothing |
| Tom is injured in a not at-fault auto accident and has temporary injuries. What can be recovered in a tort claim if he has $16,000 in medical bills with a $1,000 PIP deductible? | |
| If an insured has $100,000 of unstacked UM coverage with three cars on the policy, how much is available under a UM claim? | |
| Joe is injured when the jack slips as he is changing a tire in his driveway. The bill for his treatment in the emergency room is $450. Where will Joe go first to collect for his medical expenses? | |
| All of the following UM options are available to an insured, EXCEPT? |