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CH 24

QuestionAnswer
coin metallic forms of money
currency medium of exchange in paper or coins
commercial bank financial institutions that provide full banking services
savings and loan association financial institutions that loan money to people
credit union non-profit organizations that only work with members of the group that sponsors them
central bank national bank that all other banks borrow from
Federal Open Market Committee (FOMC) policy-making group that makes decisions by controlling the money supply
monetary policy controlling of the money supply and cost of borrowing
discount rate the rate the fed charges member banks for loans
reserve required deposit for banks to put in the fed
open market operations the purchase and sale of U.S. Government bonds and Treasury bills
checking account accounts that allow customers to write checks or to use check and debit cards
savings account accounts where customers receive interest from the bank on the money they have deposited there
certificate of deposit (CD) funds that pay interest but require the saver to deposit the funds for a specific amount of time
Created by: nicholasbrown
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