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Misc Personal Ins

Miscellaneous Personal Insurance

Which of the following is TRUE concerning Flood Insurance? Private insurance companies retain part of the risk
Which of the following are elements of the National Flood Insurance Program? Risk Retention; Flood Prevention
Which of the following is/are eligible for flood coverage? Residential Dwellings; Commercial Buildings; Contents of insured buildings
In a regular Flood Policy, which of the following is the standard deductible? $500
A Flood Policy goes into effect at which of the following times? Thirty days after the date of application
Which statement best describes the FAIR plan? Used when an insured cannot get property insurance in the open market
Which Personal Inland Marine form would best cover property while on vacation in Florida? Personal Effects Form
Which Personal Inland Marine form provides open peril coverage on a blanket basis for most kinds of personal property found in a typical home? Personal Property Form
Which Personal Inland Marine form covers the same type of property as the Scheduled Personal property personal endorsement? Personal Articles Form
Which of the following is/are correct about the Flood insurance Policy? The Emergency program provides a $35,000 limit on buildings and a $10,000 limit to cover contents; The Regular program provides a $250,000 limit on buildings and a $100,000 limit to cover contents
Under the FAIR Plan, the insurance company will Not be able to reject risks due to environmental hazards that are beyond the insured's control
Which of the following is not excluded under the personal inland marine floater? Loss from theft with evidence of forcible entry
A Personal Articles floater may be sold as a separate Inland Marine policy, but it is most commonly sold as an endorsement to which of the following policies? Homeowners
Which of the following is true concerning the coverage provided by a Personal Articles floater? The coverage territory is worldwide; The coverage is All Risk; The exclusions are few
Created by: BGeisert
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