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Co. Org & Regulation

Insurance Company Organization and Regulation

QuestionAnswer
An insurance company, which is run primarily for the benefit of the policyowners, is referred to as a mutual company
A policy which requires a countersignature must be signed by any duly licensed Property & Casualty insurance agent
Which of the following service bureaus is used to set rates and policy forms of Property and Casualty insurance companies? ISO
State insurance departments have codes that agents must follow. Which of the following are important? Fiduciary Responsibilities; Misrepresentation (stating the truth); Unfair discrimination (treating everyone in the same class equally)
Which of the following are ways an insurance company can get their policy forms ratified? Prior approval; File and Use; Open Competition
If an insurance company is chartered in Ohio, it would be what kind of company in Kentucky? Foreign
An individual who is responsible for the financial affairs of another individual is referred to as a(an) fiduciary
Created by: BGeisert