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Commercial crime

TermDefinition
Burglary Breaking and entering with felonious intent and visible signs of forced entry
Coverage triggers The notification of a claim to the insured or the insurer
Discovery trigger Activates coverage under the policy in place at the time the personal injury or property damage becomes known
Loss sustained form Loss Sustained Form covers losses that happen during the policy period and that are discovered either during the policy period or for up to one year after policy expiration.
Custodian The insured or any of the insureds partners or employees while having care and custody of the property inside the premises, excluding any person acting as a watch person or janitor
Employee A person compensated by the insured and under the insureds service and direction
Extortion Using force or illegal influence to take the property of another
Larceny The taking of another's property with the intent to permanently deprive them of it
Messenger The insured or any of the insureds partners or employees while having care and custody of the property outside the premises
Mysterious disappearance An unexplained loss
Robbery The taking of thepersonal property of another by force or fear of force
Securities Both negotiable and non-negotiable instruments or contracts representing money or other property including tokens, tickets revenue and other stamps
Theft Any act of stealing,
Watch person Any person the insured retains who has no other duties than to protect the insureds property on the premises
Created by: Jenny10795
Popular Insurance sets

 

 



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