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Insurance

Health & accident

Question	Answer
If an employee sponsored contributory group disability income plan. The employer pay 60% off of our premium and each employee pays 40% . Any income benefits paid our taxes to the employee at?	60% of the benefit
Without a section 125 plan in place, what would happen to an employee payroll contribution to an HS a?	It would be considered taxable income to the employee contributions to an HSA may be made pretax under a section 125 cafeteria plan HIP AAA considers which of the following as individual I don’t know viable health information
What is issued to each employee of an employer health plan?	Certificate
Which of the following would be considered a possible application and contract policyholder for a group health benefits	Employer, would be a possible applicant and contract policyholder of a single master contract or master policy for group health benefits.
Which of the following does coordination of benefits allow?	Allows the secondary payer to reduce their benefit payments so no more than 100% of clean is paid
Coordination of benefits regulation applies to all of the following plans except	Preferred provider organization plan, coordination of benefits regulation on group health policies does not apply to individual health insurance policies.
And your group health insurance, a certificate of coverage is issued to	Employee a certificate of coverage is this you to the employee that outlines their benefits the employer is issued the master contract and consider the policy owner
According to the health insurance portability and accountability act – Hyppa when can a group health policy renewal will be denied	Participation or contribution roles have been violated policy renewal can be denied when participation or contribution roles have been violated
What is the contract called that is issued to an employer for a group medical insurance plan	Master policy – a single contract for a group medical insurance issue to the employer is known as a master policy.
Which of the following would evidence ownership in a participating health insurance contract	Policy ownership would evidence ownership in a participating healthcare insurance contract
Under the HIPPA, the employees new group health plan would verify credible coverage so that the	Employees waiting period for coverage of a pre-existing condition it can be reduced under the new employees health plan
The purpose of the coordination of benefits provides group accident health plans to	Avoid over payment of claims
And insured has the right to recover payment made to the insured from the negligent to party is called	Subrogation
Continued coverage under COBRA would provide to all of the following except for	a covered employee is terminated for gross misconduct
Ron has a new employer and wishes to enroll in the companies group policy plan which is pre-existing condition applies. Ron cannot have more than – – – previous health insurance	63
And her group health insurance is certificate of coverage is issued to the	Employee
In an employer sponsored group acting and health plan a master contractors issue to the	Employer – – the employer is considered the policy owner in is issued the master contract
HIP AAA considers which of the following as individually identifiable health information	A persons health claim information
Group health plans may deny participation based upon of the	Members part time employment status
Under the subrogation clause, legal action can be taken by the insurer against the	Responsible third-party
Which of the following is typically not eligible for coverage in a group health policy	Temporary employee
Credit accident and health plans are designed to	Help pay off existing loans during period of disability
Which of the following would evidence ownership in a participating health insurance contract	Policy ownership Dash – policy ownership what evidence ownership in a participating health insurance contract
Key person disability insurance pays benefits to the	Employer – – provides a crucial benefit to protect the company employee can no longer work during to a disability
A group disability income plan that pays tax free benefits to cover employees is considered	Non_contributory
Which type of business insurance is meant to cover the cost of continuing to do a business while owners disabled

Created by: 2290178897680872

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