click below
click below
Normal Size Small Size show me how
TransConnect
| Question | Answer |
|---|---|
| What is the TransConnect product? | It is a supplemental out-of-pocket medical expense indemnity product. |
| What does the TransConnect policy pay for? | The policy pays an indemnity benefit for out-of-pocket deductible, coinsurance, and copayment charges incurred related to using employer’s comprehensive medical plan. |
| How are the TransConnect age rates calculated? | Rates are based on age as of the policy and certificate effective date. |
| Under TransConnect, how are spouses defined? | Spouses are defined by the governing state laws. |
| Under TransConnect What are the certificate issue ages? | Employees /spouses-any age ( Through age 64 in California) Eligible children-birth to age 26 (If eligible for medical coverage as an insured under the policy.) |
| For TransConnect benefits to be payable, what must be present? | Insured must be covered by a comprehensive medical plan (not including any limited medical program or TRICARE) at the time charges are incurred. |
| Under TransConnect, define another/other medical plan. | Another/other medical plan means any group basic, major medical, or comprehensive medical plan through which a covered person has coverage through an employer. |
| Describe the in hospital benefit range options for TransConnect. | $500 - $10,000 was increments of $500 |
| Describe the Outpatient Hospital Benefit range options for TransConnect. | 50% of in hospital coverage amount in Increments of $250. |
| Describe the ambulance benefit range option under TransConnect.. | $350 only. |
| Describe the eligible types of conditions paid for the ambulance benefit under the TransConnect product | Accident only within 72 hours |
| Is the TransConnect product portable? | No the TransConnect product is not portable but is COBRA eligible. |