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HO Insurance (OH)

i'm going to pass this testicle

QuestionAnswer
average= loss
The party that is paid money if the Principal fails to perform is the OBLIGEE (the party that wants the guarantee)
Identity Fraud Expense covers expenses incurred to restore a person's identity
Adverse Selection Purchasing insurance when you know you will need it
Surety is almost always the insurance company
flood insurance has a ___ day waiting period 30 & to avoid adverse selection
fiduciary is holding trust in someone
a principal is the party that promises to do or not to do a specific thing
Director and Officers Liability insurance covers misstated predictions on earnings and losses
max limits for a commercial property in the Regular Program $500,000/home & $100,000/contents
the max limits in the Emergency Program $35,000 Home / $10,000 contents
maximum limits on a single-family residence $250,000 Home / $100,000 contents
Errors and omissions insurance covers the professional liability exposure of insurance agents.
perils of the sea embezzlement of cargo by the crew, war, piracy,
General average deals with cargo jettisoned voluntarily and intentionally to save the ship in time of peril
affidavit written legal declaration
coverage- compensation
claim- a request for coverage
indemnify to guard or secure against anticipated loss (RECOMPENSATE)
premium the amount paid to the insure to maintain the policy
negligence failure to act reasonable
liability means broadly, any legally enforceable obligation that involves MUNER BITCHES.
aggregate the MAXimum amount of money the insurer will pay to cover a claim
Created by: monica.meitin