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Title of Policy

Owners Policy Usually provided and paid for by the seller.
Lenders Mortgagees Policy Insures the lenders interest in the property against losses due to a defective title.
Cloud on Title Defects effecting marketability
Quieting Title Suit Court-ordered hearing held to determine land ownership
Sellers Affidavit Selller is required by title company to sign a statement at closing declaring he is not aware of any clouds .
Subrogation Clause A clause in the title policy that allows the insurance company who pays a claim to seek reimbursement.
Created by: Jgjg