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FTC Test #1
Federal Trade Commision
| Question | Answer |
|---|---|
| Alternative Container | unfinished wood box or other non-metal receptacle or enclosure, without ornamentation or a fixed interior lining, which is designed for the encasement of human remains and which is made of fiberboard, pressed-wood, composition materials. |
| Alternative price list | price lists which may be prepared for use in certain limited situations such as children/infants, for government agencies to provide for indigent persons, for agreements with religious groups, burial or memorial societies for member of their group. |
| Cash advance items | any item of service or merchandise described to a purchaser as a "cash advance," "accommodation," or similar term. A cash advance item is also an item obtained from a third party and paid for by the funeral provider on the purchaser's behalf. |
| Casket | A rigid container which is designed for the encasement of human remains and which is usually constructed of wood, metal, fiberglass, plastic or like material and ornamented and lined with fabric. |
| Casket Handling Fees | charge, fee or surcharge applied to consumers who purchase their casket elsewhere from a source other than the price list/funeral provider. |
| Commission | refers to the Federal Trade Commission |
| Cremation | heating process which incinerates human remains |
| Crematory | any person, partnership or corporation that performs cremation and sells funeral goods. |
| Direct cremation | disposition of human remains by cremation, without formal viewing, visitation or ceremony with the body present. |
| Effective date | date that the specific price list was put into use. |
| Exigent circumstaces | situation requiring immediate action or urgency; FTC recognizes that funeral provider might embalm without permission |
| Federal Trade Commision | agency of federal government created in 1914 to promote fee and fair competition by prevention of trade restraints, price fixing, false advertising and other unfair methods of competition. |
| Forwarding of remains | one of the categories required to be itemized on the GPL (if funeral provider offers the service). This involves services of the funeral provider in the locale where the death occurs and preparation for transfer to another funeral provider. |
| Free items | none of the 16 items required to by separated itemized on the GPL can be listed as free or no charge. Items not required by the rule can be listed as free. |
| Funeral ceremony | service commemoration the deceased with the body present. |
| Funeral provider | any person, partnership or corporation that sells or offers to sell funeral goods and funeral services to the public. |
| Funeral services | any services which may be used to 1) care for and prepare deceased human bodies for burial, cremation or other final disposition; and 2) arrange, supervise or conduct the funeral ceremony or the final disposition of decease human bodies. |
| General price list/GPL | printed or typewritten list of goods and services offered for sale by a funeral provider with retail prices. GPL is considered the keystone of the funeral rule. |
| Graveside service | ceremony commemorating the deceased at place of final disposition. |
| Immediate burial | disposition of human remains by burial, without formal viewing, visitation or ceremony with the body present, except for a grave side service. |
| Itemization | method of price quotation by which each unit of service and/or merchandise is priced separately. |
| Mandatory disclosures | statements required by the Rule which cannot be modified or edited and must appear in a clear and conspicuous manner. |
| Memorial service | ceremony commemorating the deceased without the body present. |
| Non-Declinable service fee | basic services is the only fee which the consumer cannot decline (unless state or local law requires otherwise). Funeral provider should recover expenses for services, facilities or unallocated overhead in this charge. |
| Outer burial container | any container which is designed for placement in the grave around the casket including, but not limited to, container commonly known as burial vaults, grave boxes, and grave liners. |
| Outer burial container price list | printed or typewritten list of outer burial container normally offered for sale by the funeral provider which does not require special ordering. |
| Package pricing | use of single dollar amount to identify the charge for a group of bundle of goods and/or services. |
| Receiving remains | one of the categories required to be itemized on the GPL (if the funeral provider offers the service). This involves services of the funeral provider after the initial services and have been provided by another firm at the locale of death. |
| Services of funeral director and staff | basic services, not to be included in prices of other categories in Section 453.2 (b) (4) (pertains to the GPL) |
| Statement of funeral goods and services selected | itemized written statement provided for retention to each person who arranges a funeral or other disposition. It must include the goods and services selected and prices. |
| Telephone price disclosure | funeral provider must give consumers who call accurate information from the price lists and answer questions about offerings and prices with readily available information. |
| Transfer of remains/ removal | one of the 16 specified items required on the GPL; defined as the moving of the dead human body from the place of death to the funeral home or other designated place. |
| Triggering event | occurrence of a situation that requires certain action |
| Tying arrangements | exist when a seller requires the purchase of unwanted items/service in order to obtain the desired item/service |