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Chapter 10

Financial Literacy

TermDefinition
Mortgage Loan A long term loan extended to someone to buy property, first you will make a down payment.
Closing Costs Include fees for the property survey, loan application, document preparation, and points.
Real Estate Taxes You have to pay these taxes if you live in a city or wherever you live.
Assessed Value The dollar value a tax assessment assigns to a property for taxation purposes.
Tax Rate Expressed in mills per dollar of the property assessed value.
Market Value the price to buy or sell the property.
Rate of Assesment A percent of the property's market value is taxed.
Homeowners Insurance Provide financial protection against various losses.
Property Damage Coverage Pays for damage of your home and personal property.
Personal Liability coverage Protects you as a homeowner if someone alleges that your negligence caused her or him bodily injury or property damage.
Medical Coverage Pays for medical expenses for non family members who accidentally injured on your property
Loss of Use Coverage Pays for expenses for living away from home while your damaged home is being repaired
Replacement Value The amount required to reconstruct your home if it is destroyed
Premium The amount you must pay for insurance coverage.
Fire Protection Class the insurance company will assign your home a number that reflects how fire restraint it is and how close you are to a water source.
Utility Costs Charges for electricity and other needs (utilities)
Security Deposit One time deposit and a first months rent. To ensure that you have rented the product and ensure your spot.
Created by: Justinisalol
Popular Math sets
Algebra Terms
0-7 Multiplication Facts
Learn your multiplication facts
Multiplication: 0-12
Fraction/Decimal/Percent
Integer Operations
Multiplication: 0-12
Adding Facts/Subtracting Facts
Vocabulary
SOL 6.9, 6.10, 6.11, 6.12
Geometric Concepts: Classifying Figures and Understanding Volume
Collect, Represent, and Interpret Data

 

 



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