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Someone who receives money if an insured person dies. Beneficiary
A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury. Claim
Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid. Co-insurance
the risks covered and amount of money paid for losses under an insurance policy. Coverage
The out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss. Deductible
Someone who relies on someone else for income and care. Dependent
Provides payment to replace earnings during times when workers cannot work due to illness or injury. Disability Insurance
employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages. Employee Benefits
Provides money to pay for health care for illness, injury, or, in some cases, preventive care. Health Insurance
A financial product ( called an insurance contract or policy) purchased by many people facing a similar risk to protect against the risk of larger losses. Insurance
Provides payment to beneficiaries who were named by the insured person. Life Insurance
Provides payment to for extended nursing care due to accidents, illness, or old age. Long-Term Careinsurance
A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses. Policy
A person who owns the insurance policy. Policyholder
The money paid to an insurance company to purchase a policy. Premium
The chance of loss from an event that cannot be entirely controlled. Risk
Created by: Wolfpack2019
Popular Insurance sets




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