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Insurance vocab

TermDefinition
Premium The amount of money that must be paid for your health insurance. You and/or your employer usually pay it monthly, quarterly or yearly.
Homeowner's Insurance Provides financial coverage for losses due to damage or destruction of a home.
Life Insurance Provides coverage after the insured person's death, often paid out to a family member left behind (beneficiary)
Health Insurance Pays for hospital and medical treatment.
Disability Insurance Provides a monthly income when one becomes disabled (unable to work).
Automobile Insurance Provides coverage(money) for car accidents and damage to the owner's car.
Title Insurance Ensures that the property you are buying is free of any loans and the Title is available for purchase.
Social Insurance Protection for a person against economic/financial hazards such as unemployment, old age, or disability
Medicare A government program of medical care for the older people.
Social Security A program under the US government that provides retirement income, health care, for the aged, and disability coverage
Worker's Compensation Insurance This is it protect workers who are injured on the job.
Malpractice Insurance Insurance purchased by doctors and hospitals to cover the cost of being sued for malpractice (mistakes)
Title A formal document, such as a deed, that serves as evidence of ownership
Contract An agreement between two or more partiesthe; written form of an agreement
Comprehensive Complete; including all or nearly all elements or aspects of something
Malpractice Careless, wrong, or illegal actions by someone (such as a doctor) who is performing a professional duty
Created by: MrsKuhn
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