NY State Tenement House Law, 1879

1) Required tenement bldgs to provide only a narrow airshaft between adjacent structures & only 2 toilets on each floor 2) Poor living conditions - lack of light, air, space 3) Called dumbbell tenements b/c of their shape

1) Founded Hull House - a settlement house in Chicago in 1889 2) Settlements were a response to the problems created by urbanization & industrialization 3) Attracted middle-class ppl to live in poor urban neighborhoods to provide social/educational svc

Jacob Riis (1849-1914)

Photojournalist that led to housing reform w/the published of 2 books: 1) How the Other Half Lives (1890) 2): Children of the Poor (1892)

NY State Tenement House Law, 1901

1) Called for improved lighting & ventilation 2) Required toilets and running water in each unit 3) Outlawed dumbbell design 4) Allowed only 70% of lot coverage

Lawrence Veiller (1872-1959)

1) Drafted 1901 Tenement House Law 2) Housing reformer in NYC 3) Published "Housing Reform" (1910)

Mary Simkhovitch (1867-1951)

1) Social worker & housing reformer 2) Active in the settlement movement in NYC 3) Founded Greenwich House - a settlement house in Greenwich Village, NYC in 1902

1st National Conference on City Planning

1) Washington, D.C., 1909 2) Brought together the nation's leading housing reformers and city planners

Catherine Bauer Wurster

1) Public housing advocate 2) Published "Modern Housing" (1934)

Ginnie Mae(Government National Mortgage Association), 1934

1) Not a publicly traded company 2) Does not buy or sell home loans 3) Guarantees investors timely payment of principal and interest on loans 4) Still existing

Fannie Mae (Federal National Mortgage Association), 1938

1) Created to purchase Federal Housing Administration (FHA) loans 2) Today Fannie Mac purchases conventional mortgages as well as FHA loans

Freddie Mac (Federal Home Loan Mortgage Corporation), 1970

1) Created to keep money flowing to mortgage lenders in support of home-ownership and rental housing

What is the purpose of Fannie Mac and Freddie Mac?

1) Both are publicly traded corporations 2) Purpose: to provide mortgage credit to home buyers, particularly middle income and first-time buyers

Gautreaux Program, 1976

1) Estab in Chicago 2) Allowed public housing residents & ppl on public housing wait lists to use Sec. 8 vouchers to rent housing in the Chicago suburbs v. only in central city 3) Finding: greater housing choice = greater econ/ed opportunities for poor

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9/15 Housing

1st Half - History

Term	Definition
NY State Tenement House Law, 1879	1) Required tenement bldgs to provide only a narrow airshaft between adjacent structures & only 2 toilets on each floor 2) Poor living conditions - lack of light, air, space 3) Called dumbbell tenements b/c of their shape
Jane Addams	1) Founded Hull House - a settlement house in Chicago in 1889 2) Settlements were a response to the problems created by urbanization & industrialization 3) Attracted middle-class ppl to live in poor urban neighborhoods to provide social/educational svc
Jacob Riis (1849-1914)	Photojournalist that led to housing reform w/the published of 2 books: 1) How the Other Half Lives (1890) 2): Children of the Poor (1892)
NY State Tenement House Law, 1901	1) Called for improved lighting & ventilation 2) Required toilets and running water in each unit 3) Outlawed dumbbell design 4) Allowed only 70% of lot coverage
Lawrence Veiller (1872-1959)	1) Drafted 1901 Tenement House Law 2) Housing reformer in NYC 3) Published "Housing Reform" (1910)
Mary Simkhovitch (1867-1951)	1) Social worker & housing reformer 2) Active in the settlement movement in NYC 3) Founded Greenwich House - a settlement house in Greenwich Village, NYC in 1902
1st National Conference on City Planning	1) Washington, D.C., 1909 2) Brought together the nation's leading housing reformers and city planners
Catherine Bauer Wurster	1) Public housing advocate 2) Published "Modern Housing" (1934)
Ginnie Mae(Government National Mortgage Association), 1934	1) Not a publicly traded company 2) Does not buy or sell home loans 3) Guarantees investors timely payment of principal and interest on loans 4) Still existing
Fannie Mae (Federal National Mortgage Association), 1938	1) Created to purchase Federal Housing Administration (FHA) loans 2) Today Fannie Mac purchases conventional mortgages as well as FHA loans
Freddie Mac (Federal Home Loan Mortgage Corporation), 1970	1) Created to keep money flowing to mortgage lenders in support of home-ownership and rental housing
What is the percent of US mortgages that Fannie Mae and Freddie Mae hold together?	80-90%
What is the purpose of Fannie Mac and Freddie Mac?	1) Both are publicly traded corporations 2) Purpose: to provide mortgage credit to home buyers, particularly middle income and first-time buyers
Gautreaux Program, 1976	1) Estab in Chicago 2) Allowed public housing residents & ppl on public housing wait lists to use Sec. 8 vouchers to rent housing in the Chicago suburbs v. only in central city 3) Finding: greater housing choice = greater econ/ed opportunities for poor

Created by: vuuy

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