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AZ Dental Plans
AZ State Health Insurance Dental Plans
| Question | Answer |
|---|---|
| What are examples of Diagnostic and Preventative services? | x-rays, annual checkups, etc. |
| Define Restorative Care | returning function to natural teeth by way of fillings, crowns, etc. |
| Oral Surgery | Operative treatments such as tooth extraction |
| Endodontics | treatment for dental pulp within natural teeth i.e- root canal |
| Periodontics | treatment for supporting tissue (gums) |
| Prosthodontics | Replacement of missing teeth with dentures or artificial devices. |
| Orthodontics | Treatment of natural teeth to prevent or correct anomalies ex: braces |
| What is a scheduled plan? | It pays benefits from a pre-written list of procedures up to the amount shown. Provides first dollar benefits without coinsurance or deductibles. |
| What is a nonscheduled plan? | Pays on a reasonable and customary basis. Subject to coinsurance and deductibles. |
| What two things are not subject to deductibles and coinsurance? | Preventative and Diagnostic Services. |
| What are basic services? | fillings, oral surgery, periodontics, and endodontics. |
| What are major services? | inlays, crowns, dentures, orthodontics. |
| Features of basic and comprehensive plans make up a? | Combination plan. |
| Are cosmetic and elective services included in coverage? | No, unless the need is caused by an accident. |
| How often can you get a routine exam? | Once every 6 months. |
| How often are x-rays covered? | Once every 2-3 years. |
| When can dentures be replaced? | Once every 5 years. |
| What basic dental services must a prepaid plan cover? | Emergency dental service on a 24 hour basis. Diagnostic services Preventative Services Restorative Services. |
| Describe a PPO Dental Plan. | - Dentists are paid on a fee-for-service basis rather than a salary. - Can utilize any dentist the member chooses, but not discounted as much. |